About us
An independent agency built for southeast Ohio houses
We shop the carriers who actually write Appalachian Ohio risk. Straight answers about what's covered, what a discount is worth, and what your house needs.
Who we are
Independent Ohio agents, no runaround
Southeast Ohio Homeowners Insurance is an independent Ohio insurance agency that writes homeowners policies across Appalachian Ohio — Athens, Marietta, Zanesville, Cambridge and the counties around them. You reach a local agent at a (740) number, not a national call center.
Our agents know Appalachian Ohio housing stock — pre-war frames, knob-and-tube, Federal Pacific panels, vacant properties, and the doubles that make up so much of the local rental market. We ask the questions that change your rate before the carrier does.
When a hailstorm comes through, you want an agent who picks up the phone. That is the whole pitch.
How we work
What you can expect from us
Personalized Coverage
Plans tailored to your house, your claims history, and the way Appalachian Ohio risk is actually rated.
Affordable Rates
Every discount you qualify for, applied before you see the number: bundling, new roof, protective devices, claim-free.
Trusted Expertise
Agents who know Appalachian Ohio housing stock and the underwriting questions that come with it.
Fast Claims Processing
When a hailstorm comes through, you want an agent who picks up the phone.
Service area, hours and office
Service area
Southeast Ohio
Athens, Marietta, Zanesville, Cambridge, McConnelsville, New Lexington, Crooksville, Roseville, Athens County, Washington County, Muskingum County, Guernsey County and every community in between.
Business hours
Late nights Tuesday & Thursday
Monday 9am – 5:30pm
Tuesday 9am – 7pm
Wednesday 9am – 5:30pm
Thursday 9am – 7pm
Friday 9am – 5pm
Ready to compare carriers?
Two minutes of taps, or one phone call — whichever you prefer.